The UK Pension Transfer Process

Undertaken by Xpat Limited (UK)

Xpat is fully authorized and regulated by the UK Financial Conduct Authority. FCA Ref 459255.

1. Advice

• Recommending whether a transfer of your UK pension fund is in your best financial interests or not.
• Creation of international pension strategies
• Signing off on the transfer to allow this to proceed

2. Implementing the Transfer – UK

• Co-ordinating the UK pension transfer steps.
• Restructuring UK pension funds to fit into the Australian limits
• Having an on-the ground presence in the UK allows this work to be completed efficiently, especially noting that a 3-month deadline applies in many cases

3. Ongoing Wealth Management -UK

• Establishing a portfolio for your UK based pensions and investments
• Reviewing and re-balancing your UK based pensions in line with your risk profile
• Ongoing advice questions re your pension funds based in the UK

Undertaken by PX Wealth Pty Ltd (Australia)

PX Pension Exchange is a trading style of PX Wealth Pty Ltd. PX Wealth Pty Ltd ABN 65 627 589 780 is an Authorised Representative (CAR#1278590) of Lifespan Financial Planning Pty Ltd ABN 23 065 921 735 AFSL 229892.

1. Advice

• Recommending the most suitable Australian superannuation scheme for your UK pension to be transferred into
• Establishing a Self-Managed Superannuation Fund for the receipt of your UK pension monies (if applicable)

2. Receiving the Transfer – Australian side

• Co-ordinating the Australian paperwork as required to receive the transferred pension funds into Australia

3. Ongoing Wealth Management – Australia

• Establishing a portfolio for your Australian based superannuation
• Reviewing and re-balancing your Australian superannuation in line with your risk profile
• Ongoing advice questions re your Australian superannuation set up